Finding the Right ZIPPY Personal Loan for Your Needs

Posted by wpadmin | Posted in Automotive Trends, Uncategorized | Posted on 08-03-2016

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Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

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Your Army Ranger Son or Daughter’s Pell Grant Application

Posted by wpadmin | Posted in Automotive Trends, Uncategorized | Posted on 15-02-2016

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What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look […]

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Why Businesses Need to Get Ahead With Credit Card Chip Technology

Posted by wpadmin | Posted in Automotive Financing | Posted on 09-02-2016

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Forget the fact that the transition’s happening right now as we speak. Forget the fact that even consumers are a bit wary despite the fact that there are these reasons why people shouldn’t worry. The new credit card chip technology, EMV, is coming. It most definitely will stick. It will stay. And while it’s going to be a long transition (imagine how many stores in the entire nation will have to be fitted with these new credit card reading machines), and card companies will be slowly rolling out these new bad boys, the fact of the matter is this — businesses are straggling to catch up.

That May Not Necessarily Be a Bad Thing, However….

It just so happens, though, that the new cards (for those who don’t have them) will be functional bothcredit card chip technology-1 ways, just to ensure that there are no problems. That means your magnetic stripe credit card might already have a microchip installed already. However…. Businesses need to get ahead right now given the fact that Visa and MasterCard have officially renounced any accountability for credit card fraud.

What does that mean? That means you, the business, will be solely responsible for compensating a customer who’s suffered from ID theft. Not something you want to deal with.

The Fact Is Credit Card Chip Technology Is the Wave of the Future

Only a quarter of merchants in the country have the readers built-in and operational to run the new computer chip credit cards. The technology’s safer. It’s been proven in other countries; sadly, the U.S. is the last to convert.

As a support and due diligence to your customers, we make it a point to invest in the technology and get yourselves ready for the transition before you lose out on more of your resources due to credit card fraud and such. It’s still a big game-changer as far as white-collar crime is concerned. So don’t hesitate. This is the name of the game for business these days.

You Need Help Managing the Finances of Your Business?

Cloud Based Bookkeeping can do it. We’re consultants. We have access to the resources you need to protect your funds, your sensitive information, your taxes. Everything. Even when it involves this new credit card chip technology. Visit our Google+ page as well and then sign up today!

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So Are Merchants and Retailers on the Ball About the New Credit Card Chip Technology? The short a…

Posted by wpadmin | Posted in Automotive Financing | Posted on 08-02-2016

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So Are Merchants and Retailers on the Ball About the New Credit Card Chip Technology?

The short answer is NO. But #ITPN  isn't sweating, and neither should you. After all, this transition from magnetic strip to computer chip will be relatively seamless except for the headaches many businesses will have to face as they struggle with the question: invest in the new technology, or face the prospect of dealing with credit card fraud? Tough question….

As it stands, only about a quarter of all merchants in the U.S. utilize those new chip-card readers. That data comes from MasterCard, of course. But it's been mentioned that it could take as late as the end of 2017 before we start seeing all stores, businesses, gas stations and maybe even ATMs utilizing the new technology successfully.

Long time to wait…. But at least you have nothing to worry about until then!

Credit Card Chip Technology: It’s Going to Take Awhile

Keep in mind that this is going to be a DRASTIC change as you find your plastic incorporating credit card chip technology. But that’s a good thing!

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Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards? #ITPN  h…

Posted by wpadmin | Posted in Automotive Trends, Uncategorized | Posted on 08-02-2016

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Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards?

#ITPN  has the know on this one. We're sure you've heard about the announced transition. Long gone will the magnetic strips be on those credit cards, replaced by that familiar shiny 'square' on the card. What is that 'square'?

That's the computer chip. And it's designed to read the transaction very much like how the magnetic strip does, only safer and easier.

Here's the thing, though: it's going to take a bit of a while before we can see those cards in our hands and start using them. Only 40% of cardholders at this moment most likely carry credit cards with the computer chips. The other 60% still have to sit around and wait for at least several months.

That, of course, isn't much of a bother. After all, your plastic still works. So why stress?

Credit Card Chip Technology: It’s Going to Take Awhile

Keep in mind that this is going to be a DRASTIC change as you find your plastic incorporating credit card chip technology. But that’s a good thing!

The post Just How Long Will We Have to Wait Before Getting Those New Computer Chip Credit Cards? #ITPN  h… appeared first on INTERNET LEGAL PLANS.

How the New Credit Card Chip Technology Will Support ID Theft

Posted by wpadmin | Posted in Automotive Financing | Posted on 08-02-2016

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Businesses have to be keen on this new development in the financial stratosphere when you’re thinking about it, for plenty of reasons. Aside from the fact that the transition to credit card chip technology will incorporate a nationwide spread of new card-reading machines (more investment for businesses, unfortunately), there’s one other subject companies everywhere would love to learn more about: identity theft.

Will This New Credit Card Chip Technology Protect More?

Good question. This doesn’t just revolve around the consumer, but the business. Ever lend your business credit card to the intern? Not a smart move…. You can imagine just how important it is to ensure that credit card fraud never steps foot into your business, and the concept of someone stealing somebody’s information — either customer, client, or business — is earth-shattering at best.

However, the computer chip raises a beautiful question. Hackers don’t care. A chip can be hacked into. credit card chip technology-1But everyone’s saying that this new credit card chip technology’s going to change the landscape as far as credit card fraud and ID theft is concerned (it’s already happening a ton overseas where EMV’s been changing the way people spend money).

Here’s why credit card chip technology will make things better — the main problem with the magnetic strip credit card is the fact that the strip holds all the data and it never changes. That means if anyone ever gets a hold of your one little strip (they don’t even need to steal the card) and copies it (that’s really all they need to do), you can go about your life still having your card (no one stole it!) while some ID thief runs around with a copycat card, spending all your money.

That magnetic strip is a prime target for ID theft.

What the computer chip-enabled card does, however, is allow the user to swipe it, have the machine read it; and the chip itself develops a unique ‘transaction code’ that can never be used again. It, therefore, means, you can buy 15 separate candy bars, the card will read it 15 separate times, and each time will be virtually unique from every other time.

Not one thief would be able to steal your information. Each transaction is encoded through the chip and never gets stored anywhere. It’s processed and then dies a lovely death in cyberspace, basically. Therefore, your information can’t ever be pulled from the card.

Of Course, These ID Thieves Are Resourceful!

The hope is the new credit card chip technology will change the way credit card fraud happens. As in never. But the problem with ID theft is there’s always a way. It’s like that bad penny always turning up. The good news is that this new development will certainly make it easier for Ultimate Identity Protection and other partners to do what they do best. Protect your identity.

Visit our Google+ page. Sign up today! And be on the lookout for your new computer chip-enabled credit card.

 

 

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Credit Card Chip Technology: It’s Going to Take Awhile

Posted by wpadmin | Posted in Automotive Financing | Posted on 08-02-2016

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As seen here, the expectation is people may be wary about the whole credit card switch thing from magnetized strip to tiny computer chip (especially with credit card fraud always being a problem) despite these three reasons why we shouldn’t be scared. We’re protective over our plastic! However, fear not: this isn’t a change that’s […]

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3 Reasons Why the Automotive Industry Can Build Homes Faster

Posted by wpadmin | Posted in Automotive Financing, Automotive Repair, Automotive Technology, Automotive Trends | Posted on 08-02-2016

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If there ever was a good reason to buy a car this year, this would be it. Our manufacturers, foreign and domestic, know their work so well that the principles they apply can even prove effective in other industries. Namely real estate. But this isn’t just to better an industry in terms of revenue, profit and productivity. Rather, take Toyota, for example: this automotive manufacturer’s purpose goes far above and beyond that of mere profit and commerce for us to search, finance and manage our vehicles.

You Remember Hurricane Katrina, Right? The Automotive Industry Does, Too.

That’s why Toyota had recently partnered with the St. Bernard’s Project to help bring families back into their homes — those same homes that were destroyed over a decade ago. It was that storm uprooting many lives; and to this day, a lot of those families haven’t returned home — largely because the overwhelming project at hand has proven to be more than the project can handle. Until Toyota stepped in.automotive industry-1

Now you’re probably thinking that Toyota wouldn’t know one single thing about building homes, much less building X amount of homes and bringing those families back to where they can continue their lives. Toyota does — as well as many automotive manufacturers do as well. And here’s how:

We Don’t Mean to Get Sappy Here, Given the Turmoil Hurricane Katrina Had Brought to Many Families….

But Toyota — and for that matter, many automotive manufacturers — have the secrets necessary to efficient and expedient production. In an emergency, that’s essential. Since Toyota had partnered with the St. Bernard Project, over 600 families were able to return home — with tears in their eyes. Toyota took what they knew about making cars and assisted nonprofits for years. It was the St. Bernard’s Project’s turn to benefit on what makes a car excellent.

These people needed their homes excellent after what they had been through.

 

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Whiteboards: Who Knew That This Could Get Families Back Into Their Homes? It’s staggering to thin…

Posted by wpadmin | Posted in Automotive Financing, Automotive Repair, Automotive Technology, Automotive Trends | Posted on 07-02-2016

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Whiteboards: Who Knew That This Could Get Families Back Into Their Homes?

It's staggering to think that to this day, we're STILL working hard all over the nation to get families back into New Orleans after the dreaded disaster that was Hurricane Katrina. Thankfully, the automotive industry, namely Toyota, has the goods on how to help make that happen: whiteboards.

Organizing all the information — from where the families currently are located around the U.S., to percentages, resources, allocation and timelines — that's what it takes to make things happen when it comes to rebuilding homes.

It just so happens that whiteboards do that EXTREMELY well.

Wow, who knew? The #automotive industry delivers for a reason. And they certainly don't need too much high-tech to get it done. Sometimes a little elbow grease and numbers make all the difference.

Reasons Why the Automotive Industry Can Build Homes Faster

Did I just throw a curve ball there? Since when did the automotive industry do ANYTHING with real estate? Well, it just so happens….

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LEAN Manufacturing: Why Productivity Built New Homes Faster Than Hurricane Katrina Tore Them Down …

Posted by wpadmin | Posted in Automotive Financing, Automotive Repair, Automotive Technology, Automotive Trends | Posted on 06-02-2016

LEAN Manufacturing: Why Productivity Built New Homes Faster Than Hurricane Katrina Tore Them Down

Nothing can beat the #automotive industry. Not even a hurricane. And when you're faced with such insurmountable odds and literally thousands of homes to build and families to relocate, when you incorporate something as simple as LEAN principles into your operation — like Toyota does — getting those families back into their homes is a snap. Plain and simple.

You get to appreciate all those hard workers bringing the sedans, vans, SUVs and trucks to the market. Makes us want to buy a car now. It's because of what they do that thousands of people have their homes.

Reasons Why the Automotive Industry Can Build Homes Faster

Did I just throw a curve ball there? Since when did the automotive industry do ANYTHING with real estate? Well, it just so happens….